One of the frontiers of technology today is app development. Most mobile phones can call out and receive calls, so where the attention now is continues to be on the development of applications that satisfy the multitude of needs and wants that we have. Also, as more and more of us get online, our needs for online apps is also on the rise. Following the exclusive deal to bring PayPal fully into the South African market, FNB and PayPal ran the PayPal X / FNB Developer Challenge which was won by two developers, Neil Koekemoer and Werner Janse van Rensburg for the application, Billbox....